Privacy Policy

Last Updated: May 20, 2026

RyCo Life Solutions LLC (“RyCo Life Solutions,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website, submit a form, request information, schedule an appointment, communicate with us, or use our services.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

By using our website or submitting information to us, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect information that you voluntarily provide to us, including but not limited to:

Name
Phone number
Email address
Mailing address
State of residence
Date of birth or age
Beneficiary information
Insurance interest or coverage needs
Existing insurance information
Appointment information
Information you provide through website forms, quote requests, contact forms, calendar bookings, phone calls, emails, or text messages
Health-related or eligibility-related information you voluntarily provide for insurance quote, underwriting, or application purposes, such as height, weight, tobacco use, hospitalization status, medication information, or other information relevant to insurance eligibility

We may also collect certain information automatically when you visit our website, including:

IP address
Browser type
Device type
Operating system
Pages visited
Date and time of visit
Referring website
General website usage information
Cookies and similar tracking technologies

2. How We Collect Information

We may collect information when you:

Visit our website
Submit a contact form
Request information
Request a quote
Schedule an appointment
Call, text, or email us
Respond to one of our messages
Complete an insurance-related form or application
Interact with our website or online tools
Communicate with one of our licensed representatives

3. How We Use Your Information

We may use the information we collect to:

Respond to your inquiry
Provide information about insurance products or services you requested
Schedule, confirm, update, or remind you about appointments
Provide customer care and service-related communications
Prepare quotes or coverage options
Assist with insurance applications or policy service requests
Communicate with you by phone, email, text message, or other methods you have provided
Improve our website, services, and customer experience
Maintain records of communications and transactions
Comply with legal, regulatory, carrier, licensing, or compliance requirements
Protect our rights, property, customers, website, and business operations

4. SMS Communications and Mobile Information

RyCo Life Solutions may collect your phone number and SMS opt-in information when you submit a form, request information, schedule an appointment, or contact us through our website.

When you opt in to receive SMS messages from RyCo Life Solutions, we may send informational SMS messages related to your inquiry, appointment updates, reminders, account notifications, and service-related communications.

Message frequency may vary. Message and data rates may apply. Reply HELP for help or STOP to opt out at any time.

5. How We Share Information

We do not sell, rent, or share mobile phone numbers, SMS opt-in data, or text messaging consent information with third parties or affiliates for marketing or promotional purposes.

We may share personal information only as necessary for legitimate business, service, insurance, compliance, or legal purposes, including the following:

Service Providers

We may share information with trusted service providers who help us operate our website, manage communications, schedule appointments, provide customer support, maintain customer records, process forms, host data, or perform other business support services.

These service providers are permitted to use information only as necessary to provide services to us.

Insurance Carriers and Insurance-Related Service Providers

We may share information with insurance carriers, underwriting organizations, licensed insurance professionals, or insurance-related service providers when necessary to provide quotes, determine eligibility, process applications, service policies, or respond to your insurance-related requests.

Legal and Compliance Requirements

We may disclose information when required to do so by law, regulation, subpoena, court order, legal process, licensing requirement, insurance carrier requirement, or government request.

We may also disclose information when we believe it is necessary to protect our rights, enforce our agreements, prevent fraud, protect the safety of our customers or others, or comply with applicable laws and regulations.

Business Transfers

If RyCo Life Solutions is involved in a merger, acquisition, sale of assets, reorganization, or similar business transaction, information may be transferred as part of that transaction, subject to applicable privacy protections.

6. We Do Not Sell Mobile Information

RyCo Life Solutions does not sell, rent, or share mobile phone numbers, SMS opt-in data, or SMS consent information with third parties or affiliates for marketing or promotional purposes.

7. Cookies and Similar Technologies

Our website may use cookies, pixels, analytics tools, and similar technologies to:

Help the website function properly
Understand how visitors use our website
Improve website performance
Remember certain preferences
Improve user experience

You may be able to adjust your browser settings to refuse cookies or alert you when cookies are being used. Some parts of the website may not function properly if cookies are disabled.

8. Website Analytics

We may use analytics tools to help us understand website activity, improve our website, and evaluate website performance.

These tools may collect information such as pages visited, device type, browser type, general location, referring website, and other usage information.

This information is used for website analytics and business improvement purposes. It does not change our commitment that mobile phone numbers, SMS opt-in data, and text messaging consent information will not be shared with third parties or affiliates for marketing or promotional purposes.

9. How We Protect Information

We use reasonable administrative, technical, and physical safeguards designed to protect the information we collect.

However, no website, electronic transmission, storage system, or communication method is completely secure. We cannot guarantee absolute security of information transmitted to us or stored by us.

10. How Long We Keep Information

We may retain personal information for as long as necessary to:

Respond to your inquiry
Provide services you requested
Maintain business records
Service insurance-related requests
Comply with legal, regulatory, licensing, carrier, or compliance obligations
Resolve disputes
Enforce agreements
Protect our business and customers

When information is no longer needed, we may delete, de-identify, or securely retain it as permitted or required by law.

11. Your Choices

You may contact us to request that we update, correct, or delete certain personal information, subject to legal, regulatory, carrier, business, or recordkeeping requirements.

You may opt out of SMS messages at any time by replying STOP to any text message from us.

You may request help with SMS messages at any time by replying HELP.

You may opt out of certain email communications by following the unsubscribe instructions in the email or by contacting us directly.

Please note that even if you opt out of certain communications, we may still contact you for service-related, transactional, appointment-related, legal, compliance, or account-related purposes when permitted by law.

12. Children’s Privacy

Our website and services are intended for adults. We do not knowingly collect personal information from children under the age of 13.

If we become aware that we have collected personal information from a child under 13, we will take reasonable steps to delete that information.

13. Links to Other Websites

Our website may contain links to other websites or third-party services. We are not responsible for the privacy practices, content, or security of third-party websites.

We encourage you to review the privacy policies of any third-party websites you visit.

14. State Privacy Rights

Depending on your state of residence, you may have certain privacy rights regarding your personal information. These rights may include the ability to request access to, correction of, deletion of, or information about certain personal information we maintain.

To make a privacy-related request, please contact us using the contact information listed below. We may need to verify your identity before processing your request.

15. Do Not Track Signals

Some browsers may send “Do Not Track” signals. Our website may not currently respond to all Do Not Track signals.

You can adjust your browser settings or cookie preferences to limit certain tracking technologies.

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we update it, we will revise the “Last Updated” date at the top of this page.

Your continued use of our website or services after changes are posted means you accept the updated Privacy Policy.

17. Contact Us

If you have questions about this Privacy Policy, our privacy practices, or your information, you may contact us at:

RyCo Life Solutions LLC
Website: https://www.rycolifesolutions.com
Email: support@rycolifesolutions.com
Phone: 314-876-0334